Credit Analyst Job Vacancy in Freetown, Sierra Leone – Banking/Finance

Job Description

Position: Credit Analyst

Company: Standard Chartered Bank Sierra Leone

Location: Freetown, Sierra Leone

Experience: 2-4 years of credit analysis experience

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking/Finance

Department: Credit Risk Management

Salary: SSP 1,200,000 – SSP 1,800,000 per annum

Vacancies:1

Company Overview

Standard Chartered Bank Sierra Leone is a leading international bank with a strong presence across Africa. With a legacy of more than 150 years, the bank provides a comprehensive suite of financial services, including retail banking, corporate banking, and wealth management. The Sierra Leone subsidiary is committed to fostering economic growth, supporting local businesses, and delivering innovative banking solutions that meet the evolving needs of customers. As part of its mission, Standard Chartered invests heavily in talent development, technology, and community initiatives, making it an attractive employer for professionals seeking a dynamic and inclusive workplace. The bank’s reputation for excellence, ethical standards, and corporate responsibility positions it as a top choice for those looking for rewarding career opportunities in Sierra Leone.

Joining Standard Chartered Bank Sierra Leone means becoming part of a global network that values diversity, collaboration, and continuous learning. Employees benefit from exposure to international best practices, robust training programs, and opportunities to contribute to impactful projects that drive financial inclusion and sustainable development across the region. The bank’s commitment to hiring locally and developing talent aligns with the broader goal of creating meaningful employment and fostering a skilled workforce in Sierra Leone.

Job Overview

The Credit Analyst will play a pivotal role in assessing the creditworthiness of corporate and SME clients, supporting the bank’s lending decisions, and ensuring the health of the loan portfolio. Working within the Credit Risk Management department, the analyst will conduct detailed financial analysis, prepare credit proposals, and monitor existing exposures. This position offers a unique opportunity to work closely with senior credit officers, relationship managers, and risk committees, contributing directly to the bank’s strategic objectives of prudent risk management and sustainable growth. For more information about the bank’s career portal, visit https://sierraleonejobsearch.com/.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market data to evaluate credit risk.
• Prepare comprehensive credit reports and recommendations for loan approval committees.
• Collaborate with relationship managers to structure loan terms that align with client needs and risk appetite.
• Monitor existing loan portfolios, identify early warning signs, and recommend corrective actions.
• Maintain accurate documentation in compliance with regulatory standards and internal policies.
• Assist in the development of credit risk models and scoring tools.
• Stay updated on industry trends, economic indicators, and regulatory changes affecting credit risk.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for preparing clear credit reports.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in MS Excel and familiarity with credit analysis software.
• Ability to work collaboratively in a team-oriented environment.
• Sound judgment and ethical decision‑making.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, Accounting, or a related discipline is required. Professional certifications such as CFA, ACCA, or equivalent are advantageous but not mandatory.

Experience

Applicants should have 2‑4 years of experience in credit analysis, loan underwriting, or financial risk assessment, preferably within a banking or financial services environment. Experience with SME and corporate lending in emerging markets is highly valued.

Salary

The annual salary range for this role is SSP 1,200,000 to SSP 1,800,000, commensurate with experience and qualifications. Performance‑based bonuses and incentives may be awarded in line with the bank’s remuneration policy.

Benefits

• Comprehensive health insurance coverage.
• Retirement savings plan with employer contributions.
• Annual leave and paid public holidays.
• Professional development allowance.
• Employee assistance program.

Training

• On‑boarding program covering bank policies, systems, and compliance.
• Continuous learning opportunities through internal workshops and external courses.
• Mentorship from senior credit officers and risk managers.
• Access to Standard Chartered’s global e‑learning platform.

Working Environment

The role is based in a modern office in the heart of Freetown’s financial district, offering a collaborative atmosphere with state‑of‑the‑art technology and supportive leadership. The bank promotes a culture of inclusion, where diverse perspectives are encouraged and employee well‑being is a priority.

Application Process

Interested candidates should submit their application through the online portal on the bank’s career website. The process includes an initial screening, a written assessment, and one or more interviews with the Credit Risk Management team. Applicants will be notified of their status at each stage.

Equal Opportunity Statement

Standard Chartered Bank Sierra Leone is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or any other protected characteristic. Our hiring practices reflect our dedication to fairness and merit‑based selection.