Credit Risk Analyst Job Vacancy in Koidu, Sierra Leone – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Standard Chartered Bank Sierra Leone

Location: Koidu, Sierra Leone

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, Accounting or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: SSP 2,500,000 – SSP 4,000,000 per month

Vacancies:1

Company Overview

Standard Chartered Bank Sierra Leone is a leading international banking institution with a strong presence across Africa. Established over a century ago, the bank delivers innovative financial solutions to individuals, SMEs, and large corporations. In Sierra Leone, the bank is committed to fostering economic growth, supporting financial inclusion, and driving sustainable development. With a focus on corporate responsibility and community engagement, Standard Chartered plays a pivotal role in the nation’s banking sector, offering a stable and dynamic environment for professionals seeking career advancement. This reputation makes the bank a top choice for those searching for Sierra Leone Jobs and looking to build a lasting career in finance.

Job Overview

The Credit Risk Analyst will join the Credit Risk Management department in Koidu, providing critical analysis of credit proposals, monitoring portfolio performance, and ensuring compliance with regulatory standards. The role involves collaborating with relationship managers, underwriting teams, and senior risk officers to evaluate creditworthiness, identify potential risks, and recommend mitigation strategies. This position offers a unique opportunity to influence lending decisions that support local businesses and infrastructure projects, aligning with the bank’s mission to promote sustainable economic development. For more information, visit our career portal.

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Key Responsibilities

• Conduct comprehensive credit assessments for corporate, SME, and retail loan applications.
• Analyze financial statements, cash flow projections, and market trends to determine credit risk.
• Prepare detailed credit risk reports and present findings to senior management.
• Monitor existing loan portfolios, identify early warning signals, and recommend corrective actions.
• Ensure adherence to Basel III, local regulatory requirements, and internal credit policies.
• Collaborate with product teams to develop risk‑adjusted pricing models.
• Assist in the development and enhancement of credit risk scoring tools.
• Participate in periodic stress testing and scenario analysis exercises.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for report preparation and stakeholder interaction.
• Proficiency in MS Excel, PowerPoint, and credit risk software platforms.
• Attention to detail and ability to work under tight deadlines.
• Understanding of local market dynamics and regulatory environment.
• Team‑player mindset with a proactive approach to problem‑solving.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Accounting, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous and demonstrate a commitment to the field.

Experience

Applicants should possess 3‑5 years of hands‑on experience in credit analysis, risk assessment, or loan underwriting within a banking or financial services environment. Experience in emerging markets, particularly West Africa, is highly valued.

Salary

The compensation package ranges from SSP 2,500,000 to SSP 4,000,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards structure.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Annual leave and paid public holidays in line with Sierra Leone labor law.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance.
• Continuous learning through internal workshops and external seminars.
• Mentorship from senior risk officers to accelerate career growth.
• Access to e‑learning platforms for skill enhancement.

Working Environment

The role is based in a modern office in Koidu, equipped with state‑of‑the‑art technology and collaborative workspaces. The bank promotes a culture of inclusion, integrity, and innovation, encouraging employees to share ideas and drive positive change. Flexible working arrangements are available to support work‑life balance while maintaining high performance standards.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online application portal. Shortlisted applicants will be invited for a virtual interview followed by an on‑site assessment at the Koidu branch. The recruitment timeline is typically four weeks from the posting date.

Equal Opportunity Statement

Standard Chartered Bank Sierra Leone is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, disability, or any other protected characteristic. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every applicant receives equal consideration.